Solar Energy has received more and more fans, both in homes and companies, especially for its long term. However, one of the main obstacles that prevent the installation of photovoltaic systems is the initial value of investment. For those who do not have the necessary amount immediately, funding can be an applicable alternative. However, anxiety of interest rates is still an obstacle for many consumers.
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With the growth of the solar energy market, more adventurous people in this sector are doing, but not all entrepreneurs have the structure needed to provide high -quality service. “Today, many people who work as electricians see a chance and often open CNPJ, Mei and Cusstuce all the services, which offer customer safety. The company is ideal for obtaining a material structure, such as the store and a team ready to support the customer,” explains Rowan Gomez, commercial manager of a company facing this feature in the Great Belém.
It indicates that the lack of a good specific structure is a risk to the consumer, which may have difficulties if the system suffers from problems. The presence of a company with a physical presence and a specialized team helps to give more security and confidence to the customer.
Finance: Is it worth it?
The big question for many consumers is: Is it worth financing the solar energy system? According to Rawan, the answer is positive. He explains that, for example, if a person pays a monthly electricity bill worth $ 600, then this means average consumption of 500 kilowatts. “Today, a project can be funded for this request from 1.7 % to 1.8 % per month, and the financing installment may be less than the previous light bill,” he said. In this case, by investing in solar energy, the customer’s failure to pay the energy concession, as it begins to generate his electricity, which leads to the economy.
RUAN also highlights the advantage that the financing premium can replace the value of the energy bill. “Instead of paying the agency, the customer begins to pay the batch of financing, which has a deadline for the end,” he says.
Another positive point for solar energy financing is the possibility of getting a deficiency of up to 120 days to start paying the payment. “If the customer closes the contract today, March 25, for example, he can start paying the payment only on July 25,” says Rawan. This allows the customer to get more time to fly financially before starting to pay new expenses.
In addition, most solar energy financing does not require proof of income, which facilitates access to credit. “About 90 % of the financing does not require this guide. The process is simple, just ask for analysis, and if approved, the credit is quickly released,” explains Rawan. This was a great differential concession, which allowed more people to invest in the installation of photovoltaic systems.
Banks and Technology: Where do you seek credit?
There are many options for those who want to finance solar energy, from traditional banks, such as Bradesco, Banco Do Brasil and ITAú, to specialized financial technologies, such as Sofácio, BV and Solagora. Ruan explains that this specialized technology is specialized in providing exclusively credit lines for solar energy, as it works with customers who have been named in the market. “These options make it easy to access credit for those who want to invest in solar energy,” he added.
