Fecomércio says the debt between Pará families decreases by 8.5 % in April. | economy
A Virtual in Para It fell in April 2025, according to the new version of Consumer debts and virtual research (PEIC)Which was revealed before PeccomérCio-PA. Even with improvement, the number of families with debt is still high: 68.6 % From Para Houses Follow debtor.
The index fell 8.5 percentage points compared to a march 77.1 % of families were in debt. Compared to April 2024, the reduction is also expressive – at the time, the index was 78.5 %.
Delay debts also decrease
The good news is that The percentage of families with Delay accounts It also fell: 28.6 % in March to 22.5 % in April. In addition, the number of homes that the number of homes I announce that you are not able to pay what should be.
Despite the reduction, the numbers are still depicting a scenario of concern, especially among families Low incomeWhich faces more difficulty in keeping their accounts updated.
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(((((Standard.)), family debt rises to 77.6 % in April, says CNC; virtual is 29.1 %))))))))
Families spend more than half a year to pay debts
According to the research, who is it With debts in Barra It takes an average 64 Das To regulate debts. That is, the late accounts accumulate for more than two months. actually Average time with a type of active debtAnd even if it is updated, it is so From 6 to 7 months – This indicates that many families spend most of the year only Included purchases or Old financing.
The income commitment to debt rises
The study reveals this 32.6 % of the monthly income for Para families He is obligated to pay debts. At the highest levels of income, with gains exceeding 10 wages, this percentage reaches 35.4 %. In April last year, the average was 30.2 %.
barely 70 % of families Use 11 % and 50 % of the income just to pay the debthow credit cardand Store booklets or Financing. And about One in five families Spend More than half of what only earns the debtWhich reduces the margin of the basic expenses.
Credit card is offered between debt types
S. credit card It is followed as a major type of debt in Para, located in 79.6 % of homes with debt. second Store booklets (20.6 %)Follow it Salary lists (10.7 %).
Between the troubled people, nearly half is already accumulating More than 90 days late In payment. And again Low income groups They are more affected by delay and excessive weakness of income.
