S. Amazon Bank (Basa) ended 2024 with the largest Credit To enhance the history of the institution: R 15.6 billion dollarsIt came 13.6 billion dollars from Constitutional Northern Finance Fund (FNO). The brand was possible thanks to the unprecedented overcoming in 8 % of the total box. “We have applied more than two billion dollars from other lines,” says Luiz Lesa, the bank president, in an exclusive interview with the liberal group.
According to him, the result shows that the bank left behind the image of the interactive institution.
“The Amazon Bank is more active. It is no longer an interactive bank, and where there are good projects, we are clarifying there,” he says.
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In addition to Fno, other resources came from sources as the Amazon Development Fund (FDA), the National Bank for Economic and Social Development (BNDes) and international agreements.
Para was applied $ 4.1 billion from Fno and pulled high on green credit
In Para state, BASA applied $ 4.1 billion of Fno resources, which represents 24 % growth compared to 2023.
Louise Lesa, President of Passa (Thiago Gomez / S Liberal)
Of a total of $ 7.7 billion in green credit, 3.7 billion Brazilian riyals have been applied to projects in Barra, especially in recovering the deteriorating pastures in the south of the state. “It does not open new areas. It is to take advantage of the areas that have already undergone trees in the past, the broad livestock, and today it migrates to livestock and intense grains,” the president explains.
In addition, the bank has allocated $ 10 billion to municipalities with a decrease in the rate of human development (HDI) throughout the Amazon. Lessa explains that this financing has lower interest rates as a way to urge productive investment in the most vulnerable areas.
Family agriculture and high accurate fuel
Family cultivation was another priority sector.
“We have increased the total volume of the Pronaf (National Program for the Promotion of Family Agriculture), with the closure of the year with $ 1.3 billion. Here in Pará, we have achieved approximately $ 400 million, ROAF, by 25 %, lesser details.
According to him, this is a strategic commitment to the institution.
Despite the size of the standard credit, net income decreased by 2024 due to the amendments to savings to the agricultural business crisis. “We have been subjected to lowering net results, but not for internal reasons for the bank. We suffer a lot, like the entire financial market, especially the centered agricultural credit banks.”
With the low prices of BOI and Commodities Arroba, it was necessary to enhance the ruling on credit risks, even without effective losses. “We had to do rulings to maintain the health of the bank. However, except for the savings part, all the work lines grew in the bank and the results of the work and the results of the work were very good,” swinging.
Louise Lesa, President of Passa (Thiago Gomez / S Liberal)
However, the general bank has finished profits for more than one billion dollars and the strengthening of shares, which grew by 11 %. “With this, we have two goals: to improve the bank’s hardness and increase our ability to obtain credit. The more the shares we have, the more credit capacity we also.”
Expectations for 2025
By 2025, Banco Da Amazônia wants to reach another record: “In 2024, we achieved $ 15.6 billion in the upgrade. For this year, there will be something between $ 17 (billions) and 18 billion dollars.
Among the news planned for this year is new financial products. “We will have a credit card that will be launched soon, new insurance products as well as the consortium that will be released in this first half,” it reveals.
Louise Lesa, President of Passa (Thiago Gomez / S Liberal)
In addition, the bank closed international institutions, such as 80 million euros (about 490 million Rand) with the French Development Agency and 100 million dollars (about $ 570 million Rand) with the World Bank, to expand the credit range for dollar customers and this method is preferred.
“Banco Da Amazônia is cleaned after 82 years. We have a digital conversion program, new products, people formation. Since regional development does not only give credit. It provides complete solutions to our customers,” and concludes.
📊 Banco Da Amazônia numbers in 2024
Overall promotion
R 15.6 billion dollars In regional development credit
108 % of the Fno Applied Budget (R 13.6 billion dollars))
P. 2 billion dollars From other sources (FDA, Bndes, International Conventions)
Green credit
P. 7.7 billion dollars Apply to green economy projects
$ 3.7 billion in Barra (Restore pastures and sustainable agriculture)
📍 In Para
R 4.1 billion dollars It is applied via Fno (+24 %)
400 million dollars For family agriculture via Pronaf (+25 %)
🤝 Municipalities with a decrease in HDI
R 10 billion dollars In investments in the Amazon region
🚜 Family Agriculture (Northern Region)
P.33 billion dollars In Pronaf (+72 %)
🧾 Financial results
Net profit: P.1 billion dollars
Stock growth: +11 %
Providing credit risks: R 1.5 billion dollars
International financing
80 million euros French Development Agency (~ 490 million dollars)
100 million US dollars World Bank (~ 570 million dollars)
📈 Fextrators 2025
Promotion goal: R $ 17 to 18 billion dollars
Total credit goal: overcoming R 20 billion dollars For the first time
