Worker credit: Banks start to exchange debt with low interest rates economy

I came into effect on Friday (25) the new stage of the program Working credit. Now, workers who have salary lists or direct consumer credit (CDC) can deport their debts to the programAs long as the new process provides lower interest rates. The stock exchange is available on the digital channels of qualified financial institutions 70, such as web sites and bank applications themselves.
According to the Ministry of Labor and Employment (MTE), immigration must occur directly with the financial institution in which the loan was appointed. The digital work card has not merged this job yet. Reducing the benefits is compulsory during a period of 120 days, until July 21, as stipulated in temporary management.
The stock market is carried out by setting a new loan to be implemented via worker credit, which determines the previous debt. If there is an editorial margin, the worker may employ a new credit. It will also be possible to convert the loan to another bank with better conditions, through pregnancy, is scheduled to start in early May.
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According to Minister Louise Marino, this procedure aims to reduce the debt and reduce the worker’s budget. Dataprev will be responsible for managing the operations carried out by financial institutions, including those that have been digitally performed. MTE will monitor interest rates and profile.
The initiative applies to salary loans and CDC controls, but the worker may also employ credit to pay the credit card debts or withdrawn on the open, provided that it is in a regular position. In the event of negativity, it will be necessary to re -negotiate the debt before contracting.
By 5 pm last Thursday (24), the program has already released $ 8.2 billion from private salary loans, with more than 1.5 million contracts signed. Average value for each contract is $ 5,491.66, with a payment of about 16 payments.
*(IRY COSTA, the journalist trainee under the supervision of Emilly Melo, correspondent at the Politics and Economics Center)