1. In the election year, Monoo occupied the media in April, where it was presented in 2024 as the year of “historical records” – 110 million euros in Panco Munio (BM) and 210 million in the mutual Monttelio Geral Association (MGAM) – And with President Vergrio Lima’s message: “We continue to develop on the right track.”
To speak without a competition, Virgílio Lima released the report and MGAM accounts only after 11 days, already outside the press interest. He attributed the profit to the bonding growth, although he knew that he negatively contributed 21 million (margin of 155 meters and 176 meters of rulings). Virgílio Lima defined that he made 210 million euros, as he evaluated the already exaggerated active (34 meters in postponed taxes; 154 meters in property; and 42 meters in property).
With regard to BM, the noise was also compassionate. Looking at the exceptionally favorable conjunctiva of the financial sector, the record that reached 110 million euros is modest – CAIXA Agricultural (CCA), with the same dimension as BM, got 430 million euros. In the five years of the presidency of Virgílio Lima, BM accumulated profits of 98 million euros and CCA 1125 million.
While boasting for no reason, Virgílio LIMA neglects that mutual pensions have not been updated for 18 years; The members started to pay more and receive less; And that retired workers and workers have lost. In contrast, the court of social bodies and street managers grow, and at the summit of immorality, the administration is based (by delegation, each element receives 1500,000 euros of salaries, and the right in 75,000 euros of the annual repair pension).
2. MGAM is a structural structure. He suffered from a deep heritage, as Al -Mida Sira (former official) admitted – “Hundreds of millions have disappeared into something universalE Well, more than 600,000 colleagues can be interested in ” –and It is discussed with the lack of liquidity, which led to Portugal Panco consultants to consider the Bonzi scheme. The Board of Directors has been reaffirmed in the reserves of the official account auditor (PWC), since 2019: the assets are exaggerated; There is a large concentration of investments and liquidity deficiency. In 2030, the transitional system ends up rapprochement with the insurance sector. By the insurance activity supervisor (ASF): “MGAM is having difficulty complying with its business strategy and future activities, with great variables of the solvency system,” It refers to a collision with Iceberg 2030. This is the reality that responsible, independent and credible entities described technically.
3. In 2017, he select Virgílio Lima, with Tomás Correia, Victor MelíCias, Vieira Da Silva, “The Right Path” to deal with “Montepio” and “Montepio” and silence “noise” around him: they covered technical bankruptcy with deferred taxes (943 meters); With the Model Blog (CAM), closed MGAM in a shrine and held critical voices – They turned off the associations, the General Council and made it difficult to submit alternative requests. He paid the bill to pay the costs of subscribers until 2030.
This is the success of this “correct path” that Verglio Lima refers to. In silence and without news, he only reproduced in the electoral process, the prohibited inequality in 2021 gatherings, the most participating in the history of the institution: voting by correspondence in the old fraudulent templates; And exclusive to support the message A to the institutional nomination. Also without news, the period of registration for the administration of the state 2026/29, and 20 years of democratic vitality and disputed elections, MGAM returns to the single institutional nomination desert.
In 2019, in the public, expected: “The campaign in offices ends with the mutual truth, which makes the general audit difficult and the homogeneous social bodies crystallize.” I had no knowledge of how to read the stars. The results of the mausoleum. Silence …, but it is not permissible.
4. The 2030 scenario is already clear: MGAM will not converge in health and government management of 3600 million boxes from 620,000 members and retirees. It has lost its independence and depends on political power, which can decide at all times its future. However, it will continue to echo Virgílio Lima, deny fears and reassure doubts. In particular, convincing the elderly (45,000 members over 75 years old), the country’s inner population, and less information and more vulnerable.
2030 approaches and asks the public interest: What does MGAM expect? This is the question to be asked, not Virgílio Lima (lost time), but for those who matters: asf; PWC; And to the government in his position until 2029.
There is an iceberg on the MGAM road and it is necessary to look at the fog.
“The world is a dangerous place to live, not because of those who do evil, but because of those who notice evil and claim evil” Albert Einstein.
