MUFACE and ambiguity with mufflers from Covid

The sound of cars disappeared. The streets are emptied. Cities and towns are closest to a utopian scenario. Almost science fiction. If something distinguished in 2020 was arrival Corona virusIt is a disease placed in the media and social focus on the health world. he The sector has been strengthened: The number of workers has increased by 26 percent since then, according to Randstad. And not only that, but the number of subscribers who choose MUFACE health assistance arose In 5.95 percent in recent years.

What happened to MUFACE from the epidemic?

General Directorate of muffle He made his last public. As it is detailed in its database, which was released this week, the health ceremony was closed in 2024 with a total 1,572,164 pregnant and beneficiaries. More than a million people (specifically 1,065,408 people), in addition, with a preference for special health provided within the exchange. The remaining half a million remained among those who chose public health (506,756) and about 8,000 people present International Movement Planet.

This data contradicts those from 2020. In that year, which was characterized by the arrival of masks and in which the health sector gained great importance, muffle Close the year with 1,483,860 holders and beneficiaries. In fact, at the time, 1,132,609 people chose special health, while 351,251 chose for the public.

Five years later, data provided by MUFACE shows several conclusions. The first, the number of officials appointed to exchange It has grown nearly 6 percent. The second, subscribers and beneficiaries began choosing public health against the public sector gradually.

Causes of an interface growth

There are many arguments that explain Increase in a mutual portfolio. One of the most prominent is she Increase the opposition’s offer For five years. In fact, according to the latest active survey data (EPA), Spain includes about 3.6 million public employees. 10.5 percent more by the epidemic.

This, in addition, joins the modern Growth opponents. According to the latest investigative studies published by the opposition platform, 2024 has the maximum historical levels in terms of the number of people who were considering entering the public official. Specifically, the number 10 million people reached between 18 and 55 years old who opposed, raised or prepared, as they separated from the study conclusions.

MUFACE future

Besides this collapse of numbers, the truth is that MUFACE has become a ‘puzzle’ It has not been resolved in recent months. Last October, when the government and insurance companies forced a break through the economic installment negotiations, the future Help private parties Against began.

They had to spend more than five months The process of submitting the third bids From reciprocal, it was attractive to any of the companies. In fact, with regard to those entities that were present in the last decade (from 2022 to 2024), only two lasted in MUFACE. Addislas and ASESA. For its part, DKV abandoned the show For health parties hours before the closure of presentations.

Now this company will have to change the entity or extract its history to the public health model. At least this was connected by the General Directorate of MUFACE Through an email. In this sense, in this same notice, the mutual warns another: In the absence of a change, “MUFACE EX Officio will be implemented The previous referee trade to Inss (Involuntary health services). To conduct these bodies, we will have to wait until the new ceremony is signed.

condition Asisa and Adeslas Mutualists It is simpler. They will not have to perform any Papers If they do not want to change their being, the great sources of sheet indicate. She will not be derived from his position to INSS.

But MUFACE still has a long way. At this time, you face exchange New stages. The first of them is the technical and economic evaluation of insurance; The second is the suggestion of granting the contract by the management of the same form; And the last a job From the new agreement.

For this last step there is no major history. However, until then, all the exchange, including DKV, will have it Guaranteed health careAs shown in an arrangement Extension of the ceremonyAnd that will be valid until the progress of the new agreement.

With all of this, ASISA and Adeslas are insurance companies that are inconsistent to have a contract granting of 4808.5 million euros to provide health care for exchange in 2025, 2026 and 2027. Thus, and, and Unprecedented Where the MUFACE fell five months ago it could end.