You have to do this if you are a fact of a person with a person with disabilities so that the bank does not block the accounts
THE Ley 8/2021which reform civil and procedural legislation to support people with disabilities in the exercise of their legal capacity, The figure of the legal tutor eliminated of people with disability To replace it with other figures such as the curatorship or the guardian in factthe most common figure.
On this law, three years ago, some banking entities interpreted it badly and there were a series of unwanted collateral damage, such as the Blocking of bank accounts of people with most age disabilities.
In this video, the lawyer Pedro López wants to clarify all the families of people with disabilities who cannot happen and gives some keys to “heal us healthy” in the face of Bank entities“It is illegal,” he says in no uncertain terms, because “if you are the one who takes care and accompanies your son or daughter in that decision -making process, you are the guardian in fact, It is not necessary to be a legal tutorYou don’t need a judicial authorization, you don’t need a sentence, you are already that guardian, you are already that person who accompanies it, you are already exercising that role that nobody explained to you, “he says.
The key to the bank? “A Responsible declaration that you are the Guardian. In fact, with this, the bank must recognize that legitimate support you are doing. “With this simple gesture”, you will be able to operate with your accounts every time they are small sums of money. All within the law, respecting the will of the person with disabilities. “
How do you do it? “By presenting the family book, the Certificate of disability And crediting, whether you are his father or mother. And if necessary we do a Certificate of notoriety Before the notary in which these measures will be collected. “
Taking these small precautions, The bank will not be able to block or wear your child’s accountsBecause you are just helping “in the exercise of his autonomy”.
If you have more legal doubts relating to disability, you can send them to TODODISCAPACITYthe Instagram account e YouTube That the lawyer Pedro López dedicates to resolving doubts of this type.
