From now on, you can add years of free contribution and without work to be able to retire before

In Spain, retirement is an increasing topic Either for those who approach the end of their working lives and young people who seem unconfirmed. he General retirement systemBased on the model of actors, It is under pressure due to the aging of the population and the low birth. The regime’s sustainability has forced reforms that seek to balance rights and obligations.

The current social and economic situation in the country directly affects retirement expectations. Although the Spanish economy has shown the signs of recovery after the recent years of inflation and global certainty, Many workers are still linking temporary contracts or periods of non -activity. This makes it difficult to collect the years needed to reach a full or expected pension, Something that generates anxiety It requires more flexible solutions and is adapted to the reality of the current work.

In this context, The state carried out some measures to facilitate access to retirement, even in complex situations. One of them is the call “Integration of the lake”It is an option that allows those who have worked less than 25 years to add months of contribution without the need to work or pay. This formula is a very relevant alternative to those who have suffered A break in your working life.

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Who can reach “Lagonas Integration”?

• People who did not quote through Last 25 years fullFor example, to stop working for a while.

• Women with The position of labor professions To care for children or other reasons.

• People who chained Time or intermittent functions.

• Self -judgment does not benefit from this systemBecause the integration of lakes applies only to public order.

Requirements for this aid

The integration of lakes does not need to request or procedures. It is applied automatically at Social Security Calculate your pension:

• You are in it Public order Social security (does not apply to independents).

• Ownership Contribution gaps (That is, without quoting months) during the past 25 years before retirement.

• I did not reach 300 months of contribution (25 years) is necessary to calculate the full regulatory base.

How does it apply?

The “filling” system is without price with the minimum base so that these zero periods do not count in the pension account:

• the first 48 months without quoting (4 years) integrated with 100 % of the minimum current prices.

• The rest of the most famous Until the completion of 25 years It is combined with 50 % of the minimum base.

This allows a strong decrease in the pension to not work during certain periods, and therefore, the ability to retire early in the planned at first. It is not necessary to pay the fees or implement any action: the system automatically does when calculating your pension.